Your disability insurance policy was designed to protect you and your family against any unforeseen circumstances that might prevent you from earning income and taking care of your financial responsibilities.
Whether you have become disabled as a result of a car accident, a serious illness or some other personal injury, you should be able to count on the economic security promised by your insurance company. Unfortunately, many Greater Hamilton and South Western Ontario Area policyholders discover that their long term disability, short term disability or permanent disability benefits are not so easily obtained, when the need arises.
If your disability claim has been denied by your insurer, you may have the mistaken impression that you have done something wrong. You may also begin to feel overwhelmed by the daunting task of surviving without benefit of a salary or the insurance money that was supposed to keep you safe in this unfortunate event.
At Mackesy Smye, we know how to help disability policyholders who have been denied access to their rightful benefits. Insurance companies can be frustratingly bureaucratic when it comes to paying desperately needed benefits, and if you find yourself in this situation, you require the services of an experienced law firm that will fight to ensure that your disability rights are respected. You have paid for this protection, and there is no reason you should have to accept anything less than comprehensive disability benefits for as long as you and your family need them.
Mackesy Smye’s team, who are knowledgeable about disability claims, enjoys an excellent province wide reputation. If you are eligible for benefits under your insurance plan, we will make certain that you receive them in full.
Whiplash is perhaps the most common injury associated with auto collisions. But many insurance companies are suspicious of whiplash claims and will do anything to deny payment. Read the full article to learn more.Read Article
Don’t Self-Sabotage on Social Media - the defence is looking to discredit you, and you might be giving them everything they need. Use social media responsibly during your trial so that your posts can’t be used against you - read the full article to learn more.Read Article
Where you had your accident can matter as much as why you got hurt. The Occupier’s Liability Act holds businesses and homes to different standards. Find out how this could affect your case, read the full article to learn more.Read Article
Cyclists assume way more risk than drivers. And if the two ever collide, the cyclist’s injuries could be serious and permanent. If you’ve been hurt in an accident involving a car or truck read the full article to learn more.Read Article
The nature and severity of amputation make it unique among personal injury claims. Make sure you’re taking everything into consideration before submitting your claim - read the full article to learn more.Read Article
We’re already sharing the road with self-driving cars. But who’s at fault when they get involved in accidents that cause injuries to other drivers? And can you sue? Read the full article to learn more..Read Article
Please be advised that as a result of the Coronavirus COVID-19 crisis and concern for our employees and clients, Mackesy Smye LLP has limited its operations. Matters are still being dealt with on an emergency basis and our telephone hours have been reduced to between 9:00 am and 1:00 pm. Deliveries and mail are also being received during those hours. Note that all e-mails to lawyers will still be received and responded to.