However, despite the fact that the vast majority of claims are filed due to legitimate and immediate need, many disability claims are rejected the first time. Why are so many claims denied, and what recourse do you have if you have been rejected?
Some denials of long-term disability claims are a simple matter of bureaucracy and red tape. Missed deadlines for filing papers and not having the proper medical documentation from an independent medical examiner are frequent roadblocks to receiving assistance, and can often be easily fixed by refiling the claim with the correct paperwork.
However, claims are often denied because of lack of sufficient evidence of the disability. Insurance companies often gather a great deal of evidence with the express aim of rejecting your claim. Such evidence may come from your doctor, your social media posts, and may even be gleaned by surveillance. Furthermore, you must be able to prove that you have taken actions to mitigate your disability. This generally means meticulously following doctor’s recommendations, as failure to do so may also result in the denial of your claim.
If your claim for disability has been denied, you may feel defeated and ready to give up. But it is important to remember that recourse is available. The best thing to do first is to consult with a lawyer who has the skills and expertise to build you the best possible case.Further, they will be able to take care of the exhausting paperwork and ensure for you that everything is filed on time.Your lawyer will likely ask you to return to your specialist as well as an independent examiner for a more thorough consultation demonstrating your disability.
Consideration will also be made in applying for Canada Pension Plan Disability Benefits.With a lawyer’s expertise on hand, many are able to secure the disability benefits they require and deserve, even after an initial claim rejection.
Chronic pain claims are often dismissed without a fair hearing. Chronic pain is difficult. You feel it even if a doctor can't find a source for it. For that reason, we’ve put together this article detailing all you need to know about chronic pain disability claims. If your claim has been denied, you need to read this article.Read Article
1 in 3 disability claims is due to mental health issues, accounting for 70% of all disability payouts, a massive $20 billion a year. Insurance companies are eager to do anything to avoid paying, and that leads to claims being unfairly denied. For more on how these claims are denied and what to do to better protect yourself, read this now.Read Article
Long-term disability (LTD) claims can be complicated legal matters that rely on a claimant’s ability to prove the extent of their disability. Read this post to learn more about disability law here in Ontario and why your case needs to be reviewed by experienced counsel.Read Article
In Ontario, short-term and long-term disability policies protect people in many of the same ways. Read this post to learn how to carefully navigate the world of short-term and long-term disability benefits here in Ontario.Read Article
CPP eligibility guidelines are confusing, and it can be a long, arduous process that often results in claim denial. Give yourself the best chance of approval by understanding the process and what you need to submit. Read this article to help your claim meet each requirement and ensure you receive the assistance you need.Read Article
If you are suffering from an injury or medical condition that has rendered it impossible for you to work, you may need to start by identifying which benefits you qualify for. This article provides a step-by-step look at what disability benefits are available in Ontario - click to read more.Read Article